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Loan Modification Laws

November 10, 2007

in Community Blog

loan modification laws
Loan Modifications and Chap 13?

Your Question
Loan Modifications and Chapter 13?

If some one is compled to file for chapter 13 becasue their Mortgage company was jerking them around can you convert to a Chapter 7 and reaffirm your loan? isent chapter 7 a liquidation of all the assets under the current law if so how does one protect their house? my mortgage company gave me a temporary modification and then desice to revoke it so I didn’t get my hardship modification now they have filed for a motion stay from relif so they can foreclose on me my chap 13 attorny is no help to me right now I m so confused could some one be kind enough to shed some light in to as what I am suppose to be doing what is the difference between chap 13 and 7 ? what is re affirming a mortgage ? how safe are third party modification companies

skip both and sell 25-60% of your house. seriously!

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